Private Healthcare Insurance, or private medical insurance (PMI), is a tailored insurance plan that covers the cost of private medical treatment, when the covered individual falls ill or needs medical care. Depending on the service provider and policy terms, the plan can also work alongside the NHS and the policy holder can also have access to private hospitals, consultants, and treatment facilities across the UK.
AWS Private Finance works with businesses and individuals to help find the right private healthcare insurance plans to match their specific needs.
As your partner, our team will work with you to review policies from across the market so you receive comprehensive cover at a competitive price.
Each plan is different and the terms are set by the insurer. However, in most case, the Private Healthcare Insurance plans cover the following types of treatment.
Inpatient and Day-Patient Treatment – The cost of day-case procedures during a treatment can be very high. This may include surgeries, medical procedures, and overnight hospital stays.
Tests and Specialist Consultations – When the treatment requires special diagnostics or tests, such as MRI scans or CT scans, the Private Healthcare Insurance also covers these.
Cancer Care – Most policies also cover the cost involved in comprehensive cancer care, such as diagnostic tests, chemotherapy, radiotherapy, and specialist consultations.
Mental Health Support – Modern health care cost is also a very common part of modern insurance policies. These policies may cover counselling, psychiatric consultations, or cognitive behavioural therapy.
Rehabilitation and Physiotherapy – Many recovery services are also covered under these policies.
While most Private Healthcare Insurance UK plans offer extensive benefits, there are certain exclusions. Most insurers include certain exclusions within their policies, such as:
Pre-existing medical conditions
Chronic or long-term illnesses
Emergency treatment cost
Cosmetic procedures
Routine GP visits and prescriptions
Pregnancy and childbirth in many basic plans
An insurance plan plays a vital role in ensuring that if medical issues arise, you will have access to the right type of treatment and care you need without unnecessary delays.
With AWS Private Finance, you get access to tailored insurance plans with flexibility, multiple choices, and peace of mind. The goal is to ensure you and your family receive high-quality care when it matters most.
Get in touch with our team today to know more.
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