The Bank of England held Bank Rate at 4.00% this month, signalling confidence that inflation is easing without yet declaring victory. After several earlier reductions throughout 2025, policymakers are now taking a steadier approach
This year’s Autumn Budget was billed as a “fairness” package and housing is right at the centre of that story. The Chancellor confirmed a new annual surcharge on high-value homes in England worth £2m or more, often described as a “mansion tax”.
The traditional idea of buying a small “starter home” and moving up the ladder every few years is becoming less common. Today’s first-time buyers are entering the market later...
The mortgage market has felt steadier over the summer. The Bank of England cut the base rate to 4.00% in August, and it’s widely expected to hold steady at the next meeting later this month.
With swap rates rising unpredictably and inflation still proving sticky, many homeowners are facing a critical question: “Should I lock in a new mortgage deal now, even if my current one isn’t ending yet?” The answer, increasingly, is yes.
The UK property market continues to defy expectations this summer. While many predicted a slowdown due to high interest rates and inflationary pressures, the reality on the ground tells a more nuanced story—marked by resilience, regional variation, and evolving buyer strategies.
Mortgage rates are fractionally lower than this time last year, which means affordability remains stretched. Below, we answer some of the questions you may have about your mortgage.
In a blow to borrowers, the Office for Budget Responsibility (OBR) forecasts that interest rates will fall at a slower rate than previously expected, making..
After falling in 2023, house prices performed much better in 2024, despite higher interest and mortgage rates providing would-be buyers with affordability challenges...
At the beginning of this month several lenders, including Halifax, HSBC and Leeds Building Society, trimmed their fixed-rate mortgages as they were keen to build a...
With lenders reducing their remortgage pricing, as well as rates for new purchases, now is a great time to remortgage. Several mortgage rates are now available starting...
With inflation sticking at 2.2 per cent in August, just above the Bank of England’s 2 per cent target for the second month in a row, the Bank made the decision to hold...
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